With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees.
Buying with Affirm is simple
1. Fill your cart
When you’re done shopping, select Affirm at checkout
2. Complete your purchase
Enter a few pieces of info for a real-time decision.
3. Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app.
Just select
at checkout
Say yes with confidence
When you buy with affirm you always know exactly what you’ll owe. Never pay a hidden fee — or any fee, for that matter
Transparent
With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees.
Simple
It only takes a moment, and checking your eligibility won’t affect your credit score.
Fair
Affirm won’t charge you late fee or penalties of any kind, ever.
Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchanse amount, and a down payment may be required. California residents: Affirm loan services, LLC is licensed by the Department of Financial Protection adn Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit scores?
No – checking your eligibility won’t affect your credit score.
Can I return an item I bought with Affirm?
Yes – you can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile number from the U.S. or U.S. territories. This helps affirm verify it’s really you who is creating your account and signing in.
